Personal Credit Plan
       
Personal Credit Plan get the money you need.
Did you know you have options when you need money fast? Secure your loan today with monthly payments designed to fit your budget. Don’t shred your holiday budget with a payday loan.

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Personal short-term installment loan*

A personal installment loan has a lower interest rate* than a payday loan, regularly scheduled monthly payments and fast, friendly service.


Use a lender you know and trust

We have been a respected lender for over 53 years and offer unmatched personalized service. In 2014, over 950,000 customers chose us as their preferred lender.

Repayment terms that fit your budget
Quick and easy application process
Fast, friendly service




80%
of payday loans are renewed within 14 days*
391% APR
a typical 14-day payday loan has a whopping APR of 391%*
1 in 5
monthly payday borrowers secure at least one loan per pay period*
$458
the average customer pays a total of $458 in fees*
           
     
 
†All loans subject to our usual credit underwriting policies.

*SOURCES: http://files.consumerfinance.gov/f/201304_cfpb_payday-dap-whitepaper.pdf
http://files.consumerfinance.gov/f/201403_cfpb_report_payday-lending.pdf

© 2015 World Acceptance Corporation.